How to find the best credit card 2018

How to find the best credit card 2018

You don’t have to approach your own bank for a credit card, as you can apply to any issuer on the market. But the very best deals are usually reserved for customers with a sound credit record.

If you’re looking to make a big purchase then a credit card with a 0% interest rate is what you need.

It’s also worth bearing in mind that you might not be offered the advertised rate. The rules state that only 51% of successful applicants must pay the advertised rate, which means that almost half could be paying a much higher rate of interest.

If you are unsure which type of credit card best suits your needs, our helpful credit card decision tree will ask you a set of questions which will help identify which card might be right for you.